1. Acceptance of Terms. By clicking “I Accept,” you confirm that you have read, understood, and agree to these Terms and Conditions. If you do not agree, you must not use this site.

2. Purpose of the Platform. Top Rich is an online ranking platform that allows users to make voluntary monetary contributions to represent and promote their country in a global leaderboard. The only purpose of this platform is entertainment—to show which country can contribute the most money.

3. Contributions and Payments. When you make a contribution, you agree that: your payment does not purchase or entitle you to any product, service, or benefit; your contribution only affects your country’s position in the ranking; the leaderboard updates only after the transaction has been successfully processed and approved; all payments are final and non-refundable; contributions are voluntary and not donations or investments; Stripe is used as the payment processor to ensure secure transactions.

4. No Refund Policy. All contributions are final. By accepting these Terms, you waive any right to request a refund, reversal, or chargeback.

5. User Responsibility. You agree to use this platform responsibly and only for its intended purpose. Any misuse, fraudulent activity, or violation of these Terms may result in permanent restriction or removal.

6. Intellectual Property. All content, including design, layout, graphics, text, and software, is the property of Top Rich and protected by applicable laws. You may not copy, reproduce, or redistribute any part of this website without written permission.

7. Limitation of Liability. Top Rich and its creators are not responsible for any direct or indirect damages resulting from the use or inability to use this site or its payment features.

8. Modifications. We may update or modify these Terms at any time without notice. Continued use of the site means you accept any changes.

9. Final Agreement. By clicking “I Accept,” you acknowledge that you have read and understood these Terms, agree that your contribution is voluntary and non-refundable, that you will not receive any product or service in return, and that the leaderboard will reflect your country’s standing only after payment approval.